01
All-risk cover
ICC (A) style terms: physical damage, partial or total loss, theft, wetting and general average, with the usual exclusions for inherent vice and inadequate packing.
06Services
Cargo insurance
All-risk door-to-door cover at market rates, with real support on the claim if something goes wrong.
- All-risk cover
- Door to door
- Per shipment or open policy
- Claim handling
What it involves
There is a widespread misconception: that the carrier’s liability covers the value of the goods. It does not. International conventions cap that liability at amounts per kilo or per package that rarely come close to the real value of the cargo.
Cargo insurance costs a fraction of the insured value and is the only thing that returns your money when there is damage, water ingress, theft or total loss of a shipment.
We arrange all-risk cover on Institute Cargo Clauses A terms, from the supplier’s warehouse door to yours. And if there is a loss, we run the claim: we gather the evidence, coordinate the adjuster and follow through to payment.
What’s included
What this service covers
02
Door-to-door scope
Cover starts when the goods leave the supplier’s warehouse and ends on unloading at yours, including inland legs and warehouse stays.
03
Per shipment or open policy
For occasional importers, per-shipment cover. For continuous importers, an open policy with monthly declaration: cheaper and with no paperwork per shipment.
04
Claim handling
Notice of claim to the carrier within the deadline, survey report, photographic evidence and coordination with the adjuster. The client does not chase the insurer — we do.
How we work
How it runs, step by step
- 01
Value declaration
Cover is placed on CIF plus 10 % expected profit, the international standard.
- 02
Certificate issue
Before the goods leave origin. A policy issued after departure does not cover.
- 03
Loss notification
Damage is documented on receipt and the carrier is notified within the legal deadline.
- 04
Adjustment and payment
We coordinate the adjuster’s survey and follow the file through to indemnity.
Frequently asked questions
About this service
Isn’t my cargo covered by the carrier?
Only to a very limited extent. International conventions set liability caps per kilo or per package that almost never reach the value of the goods, and you also have to prove carrier fault. Cargo insurance responds without that requirement.
How much does insuring a shipment cost?
The premium depends on commodity, route and mode, but usually sits at a fraction of a percentage point of the insured value. Against the cost of losing a full container, it is one of the easiest calls an importer makes.
Other services
See all services01Ocean freightFull container, consolidated cargo, project and out-of-gauge shipments from any port in the world to Puerto Cortés, Puerto Castilla or San Lorenzo.02Air freightGeneral, perishable and dangerous goods with the main airlines. Charter and part charter for urgent or oversize shipments.03Ground transportFull and partial loads within Honduras and across the Central American corridor, with the equipment each shipment needs.
PRIME LOGISTICS
Shall we quote your insurance shipment?
Tell us what you need to import or export and we will send you a quote with every line itemised. No charges that show up later.
+504 3161-3465 · ventas@primelogisticshn.com